Deciding what assets to use for income can be crucial in retirement. Most retirees become more conservative, so it may be time to convert higher risk assets into income through conservative balanced income funds or bonds. You could also consider Qualified Longevity Annuity Contracts (QLACs) that defer a portion of your required minimum distributions to age 85. QLACs use a deferred income annuity. Many advisers are now using deferred income annuities to buy blocks of guaranteed income in a laddering strategy where income is triggered at different times like ages 75, 80 and 85. The level of comfort you have with making investment decisions is a major consideration in deciding among the various payout alternatives. If you’ve been
investing successfully for
years, the prospect of
building a portfolio you
control with a lump sum
payout or an IRA rollover
can be appealing—and
realistic. Your challenge
will be producing enough
income during retirement. But if you don’t want to worry about outliving your assets, you may opt for the relative security of an annuity. Knowing that the same amount is coming in on a regular basis makes budgeting—and occasionally splurging—a lot easier. Another approach is to leave your account in your employer’s plan and take distributions on a schedule that Read more…
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Carolina Pool Consultants, Lake Norman Concrete Pool Builder Leads The Carolina’s In Year Round Pool Building
For years Carolina Pool Consultants has worked with our customers to ensure their dream pools come to life, and we’re proud to lead the Carolina’s as your year round pool builders. Our Lake Norman concrete gunite pool builders are the superior pool builders in the region, and can help you save money over a vinyl liner pool. Homeowners considering building a pool often times look into building a vinyl pool simply due to the low entry cost associated- in this case the old adage of “you get what you pay forâ€� rings true. Vinyl pool owners over time end up spending the most out of any pool variant. This massive upsurge in cost comes primarily from the hidden price of vinyl liner replacements: ever 3-8 years the vinyl liner must be replaced, and at an average of $4000 including water replacement, these costs quickly can overwhelm the end price of concrete pools. Our Lake Norman year round pool builders always encourage homeowners to build concrete pools not only from a custom option standpoint, but to avoid the faults and diminished home value vinyl liner pools come with. Potential buyers will be burdened with the same recurring vinyl liner replacement expenses, Read more…
- December, 10
- 2
- Real Estate
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Customized & Coordinated Retirement Plans are the Road Map in Your Golden Years
You can’t guarantee that retirement will be smooth sailing, but you can be prepared to weather the challenges. Retirement generally has surprises—some welcome and others you could do without. The least welcome are often the financial setbacks that interfere with your plans or your peace of mind. And while there is no way you can prevent an economic downturn or a spurt of inflation, there are things you can do
now that may help insulate you from their most serious consequences. The first step is analyzing the sources of retirement income you can anticipate, how much you can expect these sources to provide, and the changes—if any— you should consider making in the way you’re investing 
and managing
your money. You need a plan to insure your income meets your needs. Making the leap from deciding to
take retirement income to putting
that decision into action can be nerve- wracking. That’s because the choices you make can mean a major difference in the way you live—sometimes for 30 years or more. And putting off decisions often seems easier than making them. Realistically, though, you improve your chances of achieving the best results when you determine the income you’ll need, weigh various ways it can Read more…
Represent Cold Blooded Like Drake In Fresh Iced Out Chains For Sale From Hip Hop Bling
Make sure they know you’re cold blooded, Hip Hop Bling has the iced out chains for sale to have you repping like Drake on Scorpion. Whether it’s a dope new gold cuban chain, a lemonade tennis chain or that classic rope chain, we’ve got the biggest baller bling jewelry for every player puttin’ in work. Up and coming GOAT’s, listen up- your image is your name, make sure it’s fresh AF. This holiday season deck the crew and deck the halls when you hit uo Hip Hop Bling for all of your iced out jewelry needs. HipHopBling.com is a jewelry wholesaler and retailer with tremendous experience and knowledge of the hip hop jewelry segment. Our company has been around for nearly 20 years offering the finest products to consumers and hip hop related retailers across the globe. We have grown from a small room during the 90s to a full blown 25000sqft warehouse in Columbia MD shipping hundreds of orders each day. Our mission is simple and we stand by it each and every day ad@hiphopbling.com
Social Networking Site Provides Members and Visitors Option to Share Status Updates to Facebook Twitter LinkedIn and Other Social Networking Sites from Findit
Findit, Inc. a Nevada Corporation that trades in the OTC Pink: FDIT owner of Findit.com, is a Social Networking Content Management Platform. Members can join Findit free and utilize Findit to create their own site within Findit. The tools available in each Findit account provides members with the ability to have the content posted in Findit to be shared to yours or other social networking accounts. By having this option Findit can reduce the amount of time it takes to post the same status update and post it separately to each of your other social accounts. Sharing can also be done by visitors who come across your posts in Findit. Visitors to the site will have access to your content and can also find your posts through Google search and in feeds when they are shared to Twitter, Facebook, LinkedIn or other social sites. With the variation of content that can be included in one Right Now post on Findit, search engines have more relevant content to crawl and visitors who come across your posts will be provided with as much in-depth information you want them to see in each post. Google Play Findit App Download it Now Apple App Store Read more…
Show Up Drippin With Gucci Mane Iced Out Jewelry This Holiday Season Like The East Atlanta Santa
Drop bars and deck the crew in the dopest iced out jewelry for sale from Hip Hop Bling this year, we’ll have you repping like Gucci Mane without a fraction of his dough. East Atlanta Santa is lit, the image is always on point- thing is, you don’t need to have his kind of bread to be drippin’ this holiday season. Hip Hop Bling has the largest selection of QUALITY iced out jewelry for sale online, with bling jewelry to match and enhance the swagger of every player out there hustlin’. Cop a set of hip hop cluster diamond earrings, a bling chain and iced out Ankh pendant for a low cost. Whatever your style, Hip Hop Bling’s got the hip hop jewelry for every street soldier out there. If you’re finna to pop off with the next banger, on the comeup as the next GOAT make sure your style’s matching your bars- even when you’ve got money in the studio and money on the mind Hip Hop Bling’s got you covered in fire iced out jewelry for sale. HipHopBling.com is a jewelry wholesaler and retailer with tremendous experience and knowledge of the hip hop jewelry segment. Our company has Read more…
Purchasing Blocks of Guaranteed Income is the Future of Retirement Income Planning
An appealing feature of fixed annuity income may be that it’s easy to under-stand how the amount you’re receiving is calculated. It is based on: The dollar value of the contract when income payments start 
Interest earnings guaranteed in the contract 
Annuity tables that project your life expectancy based on your age 
As a rule of thumb, the larger your contract value and the older you are when you begin to receive income, the larger each payment will be. 
On the other hand, with a fixed annuity payout, the amount you receive is not indexed to inflation as Social Security payments are. The risk is that your costs will go up, but your income 
will not. If inflation increases rapidly, as it can, an income that was once 
adequate may leave you short of cash. And the longer you 
live, the less far your income is likely 
to stretch. When you’re ready to start receiving income from a deferred annuity, all you have to do is ask. You let the annuity company know that you want to convert your contract from accumulation to payout. Depending on your contract, you may have to indicate the payout option you’ve chosen, whether you Read more…
Denver North Carolina Year Round Pool Builder CPC Pools Is The Superior Pool Builder
CPC Pools is the superior year round pool builder of Denver North Carolina, we take pride in constantly raising the bar on the level of customer service and quality we provide. Homeowners looking to become new pool owners can consult our staff for expert advice and opinions. Reach out today to learn more and discover how you can get new pool financing through our friends at Lyon’s Bank. We always encourage those whom come to us to build with concrete for two essential reasons: cost and custom options. In the long run, over the lifespan of the pool concrete has by far lower costs than fiberglass pools and vinyl pools, while providing a plethora of design options neither fiberglass nor vinyl can provide. With a slightly lower entry cost than concrete pools, fiberglass pools may be appealing at first, but overall have higher repair bills and lack any custom options whatsoever. Formed from a mold, fiberglass pools are shipped to homes wherein they can develop hairline fractures during transit, which may not be discernable until the pool is set into the ground. While vinyl pools do have slightly more custom options than fiberglass pools formed from a mold, vinyl pools Read more…
- December, 6
- 8
- Real Estate
- Read More
Holiday Sales On Hip Hop Jewelry Start With Hip Hop Bling
This holiday season cop a piece or a set of iced out jewelry for sale from Hip Hop Bling for a low cost- whether you’re about that Jay Z style or looking to represent like Offset post Bartier Cardi, we’ve got the hip hop chains for you. Deck the halls and deck the crew in the hottest hip hop chains for sale online. Cuban chains, foxtail chains, tennis chains, we’ve got the dopest ice on sale for all the G’s lookin’ to gift a brother the holiday love this season. Save on your swagger with discounts from Hip Hop Bling today. We get that you may have cash spread between projects and the fam, but we’ll make sure you’re drenched in fresh ice nonetheless. Make sure you’re turning heads from the moment you roll up without having to drop all your cash- all of our fresh ice at Hip Hop Bling is made with genuine lab made diamonds, clinically perfect and hitting harder than Kamikaze’s bars. Cop a new set of iced out jewelry today. ad@hiphopbling.com
Fire Iced Out Watches For Sale Hotter Than Meek Mill’s Comeup From Hip Hop Bling
Hip Hop Bling’s iced out watches for sale are the dopest pieces online, when you’re looking to rep like an absolute G this holiday season, we’ll make sure you’re looking fresh AF with the illest bling bling jewelry for sale online. Meek Mill’s got the comeup after being released from jail, if you’re hustlin’ just as hard, cop a new piece from Hip Hop Bling today. The Dreamchasers are doing just that, chasing dreams and putting out dope collabs- Meek Mill’s been absolute fire since he got out of jail, and already has a new project set to drop with Drake, Bartier Cardi and others. In a recent Breakfast Club interview he showed up looking lit in a heavy hitting bling pendant and gold chain- this holiday season Hip Hop Bling’s got the dope new pieces to represent like Meek when he’s out to be seen. HipHopBling.com is a jewelry wholesaler and retailer with tremendous experience and knowledge of the hip hop jewelry segment. Our company has been around for nearly 20 years offering the finest products to consumers and hip hop related retailers across the globe. We have grown from a small room during the 90s to a full Read more…